Frequently Asked Questions (FAQ)
Q: What exactly does Medical Bill Cure do?
We meticulously manage and review your medical bills, insurance statements, benefits plans, and other documents to ensure you don’t overpay for your medical care. We also ensure your health insurer pays correctly and reimburses you for any overpayments owed to you due to improperly denied claims or other errors.
Q: What happens after my medical bills are handed over to you?
We will first verify that your medical bill is accurate, coded correctly, and no overage exists. Then we verify that your insurance has paid appropriately and the healthcare provider did not over bill you. When discrepancies and/or overages are discovered, we will work with the respective agencies to get these errors corrected.
Q: What kinds of claims does Medical Bill Cure work on?
We work on all kinds of cases from Emergency room visits, heart surgeries, and cancer treatment, to processing a single medical claim for an outpatient procedure or general doctor’s visit.
Q: Do I have to sign a lengthy membership contract?
No, you can choose between three unique services and pay on a month-to-month basis. We also have available a Single Use Quality Assurance Review/Audit Service and a Single Use Private Pay Savings Service.
Q: Do I have to have health insurance to be a member and benefit from your services?
No, we provide assistance to everyone. It doesn’t matter if you have Medicare, a high deductible health plan, a limited benefits plan, are uninsured, or are underinsured.
Q: I don’t have health insurance. Can you help me save money on my medical bills?
Yes, we work closely with your providers and hospitals and regularly obtain discounts ranging from 25% – 60%, saving you thousands of dollars in out-of-pocket expenses.
Q: Can you help me with my medical bills if my bills have been sent to a collection agency?
Yes, we will work with the collection agency, doctors, and hospitals to ensure your bills are accurate, and we will work to negotiate a fair and reasonable settlement.
Q: How far back can you conduct a quality review on my medical bills?
Typically, we can go back 3 years and collect on any erroneous charges we find.
Q: Doesn’t my insurance company review the charges for accuracy?
Insurance companies work hard to identify flaws in the claims processing but they simply do not have the staff or other resources to ensure each bill is accurate. We are currently working with several health insurance groups who have contacted us to provide assistance to their members and help resolve any issues or concerns they may have.
Q: My health insurance denied a claim and now I have a large medical bill. Can you help?
Yes, we will investigate why the claim was denied and work with the provider and your health insurance to resolve the issue.
Q: Who is covered under my Family membership?
We have three types of membership levels, individual, couples, and family. Your family membership covers the sponsor, spouse, and dependent children under 18 years old, children under the age of 24 who are attending college, parents and parents-in-law who also reside in your home.